Introducing RateTraker by Sherlok!
Sherlok’s RateTraker keep your lender honest and your rates competitive — automatically.
Most lenders offer better rates to new customers — leaving loyal clients like you stuck with outdated, higher rates.
This helps you track, compare, and reprice your loans without switching lenders or making a single phone call.
How it Works in 3 Simple Steps
Request Your Invite
Sign up and receive a personal link to get started
Securely Link Your Loan Accounts
Connect your home and investment loans in just a few clicks
Track Your Rates in Real-Time
Monitors your loans 24/7 and scores them based on how competitive your interest rates are
Getting started with RateTraker is simple.
Once you request your RateTraker invite, we’ll send you an email containing a unique link to our secure Open Banking portal. From there, you can easily connect your home and/or investment accounts you want monitored.
After linking your loans, RateTraker immediately begins scanning and comparing your interest rates with your lender’s latest offers. You’ll receive a real-time score for each loan, so you’ll instantly know how competitive your rate is.
If your score is low, RateTraker will prompt you to send an automated repricing request to your current lender — no phone calls, emails, or paperwork required. Your lender will usually respond within a few business days with their best possible offer.
If your score is high, great — that means you’re already on a competitive rate and no action is needed. RateTraker will continue monitoring in the background and alert you if anything changes.
Ready to Start Saving Without the Stress?
Take Control of Your Mortgage in Minutes — For Free
You’ve got nothing to lose and potentially thousands to gain.
RateTraker is free to use, secure, and works behind the scenes to make sure your lender always gives you their best deal.
- Smart Loan Scoring: Instantly compares your loan to your lender’s best offers
- Auto Repricing Requests: Sends a repricing request directly to your lender if you’re paying too much
- Bank-Level Security: We’re fully compliant with Australian Open Banking standards and ISO27001 certified
- Ongoing Monitoring: You’ll be alerted the moment your rate falls behind the market