The clock is ticking, superannuation changes effective 1 July 2017

Changes to the superannuation rules will come into play on 1 July this year. This is an opportunity for you to consider your circumstances and if it is right for you, you could make the most of the current rules that have larger contributions caps. Before-tax Contributions At present, before-tax … [Read more...]

Is It Time To Downsize?

Back in the day, a big house made sense with plenty of space out back for the kids to play in and lots of room inside for the family to spread out. But if the kids have now flown the nest, you may be starting to feel as though you’re rattling around a bit. Marc Matthews from Marc Matthews and … [Read more...]

2016-17 Federal Budget

In his budget speech, the Federal Treasurer Scott Morrison put forward a number of proposed changes, mainly around contributions to superannuation and taxation. Here’s a brief roundup of what the proposals could mean for you—whether you’re starting out in your career, taking care of family, on the … [Read more...]

Steps to Financial Planning

Your adviser is like a personal trainer for your money Financial advice will mean different things to different people. It will be tailored to your own unique circumstances and focus on the aspects of your financial situation that will deliver the greatest immediate and long-term benefit. STEP 1: … [Read more...]

Changes to pension assets test in 2017: Are you ready?

The Government has passed law to change Centrelink’s Age Pension assets test from 1 January 2017  Here's a reminder about the changes. To receive a full pension: From 1 January 2017, the Government will increase the assets test limit to qualify for a full pension to $375,000 for couples and … [Read more...]

Explore your options this end of financial year

With the end of financial year fast approaching now is a good opportunity to review your super savings with Country Wide Wealth. More and more people are finding that a conversation with an expert today can help them build for a better lifestyle tomorrow – with the added potential of saving on tax … [Read more...]

Seminar: Transitioning to Retirement – a gradual move

Transitioning to Retirement - a gradual move. Aged 55 and over? Were you aware that you can currently get limited access to your Superannuation in a tax friendly manner? The Australian Government has made it possible for you to keep working while drawing down some of your super benefits. The … [Read more...]

2014 Federal Budget

The lead-up to the Federal Budget was dominated by talk of cutbacks, with the National Commission of Audit helping to build the case for introducing measures to bring long-term spending growth under control. Now the waiting is over, what does it all mean for your hip pocket? When it comes to … [Read more...]

Understanding Retirement Income Streams

You've worked hard for years and saved up a sizeable retirement nest egg and now you want to retire.  The decision about how to structure your retirement income streams to maximise your Centrelink entitlements, minimise your tax liabilities and ensure that your money lasts as long as possible can be … [Read more...]

6 ways to spring clean and save!

With the arrival of the warmer weather, many people’s thoughts turn to spring-cleaning. Instead of just clearing out the cupboards and washing the windows, why not spring clean your finances and save money at the same time? That way you’re not only dusting away the cobwebs, but also improving your … [Read more...]